Pay it in four. Always interest free.

How does Afterpay work?

No fees when you pay on time

With interest-free installments, the only fees are for late payments. You can find your payment schedule in the Afterpay app and we'll send you regular reminders.

Split your purchase into 4 installments

Pay for your purchase over 4 installments, due every two weeks. You’ll pay your first installment at the time of purchase, and the remainder over time.

Enjoy instant approval decision

You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose.

Afterpay FAQs

Afterpay accepts credit and debit cards from Amex, Mastercard, and Visa which were issued in your country of residence. Afterpay does not accept foreign issued cards for overseas banks or pre-paid cards. Please note, Afterpay does not accept payments by BPAY, Bank Transfer or Pre-Paid cards.

Pay it in four. Always interest free.

How does Zip Pay work?

Account sign up

From everyday spending, to bigger buys, choose the account that suits you best. Once you've chosen an account, begin your application and get an answer in no time.

Repay your way

Set your own schedule so you can pay at your pace. From $10 per week, enjoy the freedom to set your schedule to weekly, fortnightly or monthly. Whatever works best for you.

Interest free

Every transaction you make with Zip Pay is interest free, always.

Zip Pay FAQs

Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as your covering the minimum monthly repayments. Choose what works best for you.

Pick a plan. Always interest free.

How does OpenPay work?

Sign up

Download the Openpay app from the Apple App Store or the Google Play Store, and sign up.

Shop

When you make a purchase, choose Openpay at checkout.

Spread your payment

Pick your plan and pay your first instalment. The rest is spread over weekly or fortnightly payments.

Openpay FAQs

Step one: Download the Openpay app from the Apple App Store or the Google Play Store, and sign up. Step two: Shop. When you make a purchase, choose Openpay at checkout. Step three: Spread your payment. Pick your plan and pay your first instalment. The rest is spread over weekly or fortnightly payments.

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